Product Manager

Join our team as a Product Manager (Acquiring)

Yes, you can That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally.

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to build a local banking champion.

We are seeking a strategic and result-driven Product Manager (Acquiring) to lead the development and lifecycle of our products. You will work cross-functionally with IT, sales, marketing, risk department, compliance, legal as well as with vendors to define product vision, gather and prioritize customer requirements, and deliver innovative solutions that meet market needs. We expect you to drive products/client needs from concept to launch. The ideal candidate has user-centric mindset and problem-solving skills.

What You Will Do:

• Acting as a bridge between business stakeholders, technical teams, and end-users to gather requirements and priorities
• Keeping an eye on competitors, market trends, and emerging technologies to enhance the product's competitive edge
• Develop new and improve existing allocated processes via clear structuring of product requirements, active engagement of stakeholders and transparent prioritization by following change management requirements
• Initiating product related projects to support long term product vision ensuring it aligns with the bank's strategic objectives
• Ensure right balance between business demands, compliance requirements, acceptable risks levels and technical capabilities.
• High level business requirements on expected features/functionality for assigned processes, lead cross-functional teams if needed to deliver this.
• Drive cross-team collaboration, working closely with various departments and other product managers, including but not limited to Technology, Legal, Risk, to ensure seamless product integration
• Close co-operation with business analysts to clarify, refine expected development
  features/functionality
• Coordination and implementation of assigned compliance initiatives (incl. initiation of closure of allocated audit, compliance, Oprisk gaps)
• Follow and analyze financial performance of the product, ensure that income and cost are allocated correctly in the financial reports
• Communicate and cooperate with Vendors, when needed agree on changes and/or new developments, manage the agreements, contribute to vendors management annual process.

What We Expect:

• Excellent problem-solving, analytical, and decision-making abilities
• Understanding WHY and WHAT are customers/users trying to do/ behaving the way they do.
• Knowledge about product development
• Using various analytics to understand the data and product statistics
• Understanding operational risks
• Excellent communication and stakeholder management skills
• Analytical thinking and ability to make decisions quickly
• Fluent English and local language is required in spoken and written communication

What We Offer:

• Flexibility. Flexible working hours, remote work and a possibility to work from anywhere in the EU, Iceland, Switzerland and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
• More vacation. Additional week of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.
• Gross salary EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is 15th of June. We are looking for a candidate primarily already located within the Baltics please apply with your CV in English and PDF format