Senior Data Scientist

Join our team as a Senior Data Scientist

Yes, you can That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and we encourage everyone to achieve them – professionally and personally.

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to literally build a local banking champion.

What's In It For You:

• Gross salary EUR/month, which is to be determined depending on your level of experience and competencies
• Flexibility. Flexible working hours, remote work and possibility to work from anywhere in EU, Iceland, Switzerland and UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
• More vacation. Additional week of vacation available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military trainings. Therefore, Luminor offers 30 fully paid calendar days for military trainings every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without doctor note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.

What you will do:

• Own the full lifecycle of risk models: from data review and cleaning to selecting methods and implementing statistical models in line with internal policies and external regulations
• Build and maintain a risk modeling library with clear standards, robust quality controls, and traceable documentation
• Lead digitalization of credit operations via automatization and optimization to speed up decisions and reduce manual effort
• Continuously monitor and improve model performance and ensure their accuracy and stability
• Introduce and guide the adoption of advanced analytics (AI/ML/NLP) across Risk areas to elevate our modeling platform and processes
• Coach and review work of junior team members; collaborate and delegate effectively and raise the overall performance of team's technical capabilities
• Collaborate across Risk, Data, IT, and Business teams to turn data into reliable, actionable insights

What we expect:

• Strong hands-on experience building, validating, and maintaining advanced analytics models in a regulated environment
• Excellent proficiency in Python and SQL with a solid grasp of statistical techniques and MLOps-style good practices (versioning, testing, monitoring)
• Experience driving process automation or digitalization within credit/risk domains
• Working knowledge of project methods (Scrum/Agile or Waterfall; Jira) and BI tools (Power BI, Tableau, etc.)
• High standards for documentation, compliance, and model governance
• Clear communication, stakeholder management, and the ability to simplify complexity for non-technical audiences
• A degree in Economics, Mathematics, Risk Management, Finance, Business, or similar
• Fluent English language is required in spoken and written communication due to working on a Pan-Baltic level

Application deadline is 31st of August. We are looking for a candidate primarily already located within Baltics and please apply with your CV in English and PDF format