Investment Manager

At Multitude, we're more than just a listed European FinTech company—we're a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.

Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.

In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we're shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).

Multitude Bank, regulated by the Malta Financial Services Authority, specialises in wholesale banking. As part of Multitude Group, it provides credit facilities and payment solutions to non-bank lenders and FinTechs, helping them scale operations. With a strong focus on security, innovation, and financial ecosystem growth, it plays a key role in Europe's evolving digital finance landscape.

We are seeking an Investment Manager with sharp analytical skills and a deep understanding of financial stacks to strengthen our deal team. Partnering closely with relationship managers, you will evaluate complex financial statements, advance investment opportunities, and structure tailored solutions for our clients and partners.

This role is central to shaping Multitude Bank's investment portfolio, ensuring profitable growth, and steering opportunities from origination through execution.

If you are a proactive, customer-centric professional who thrives on challenges and you're passionate about problem-solving, innovation and driving success – we'd love to hear from you

Your focus:

• Deal Execution & Strategy: Execute investment strategies aligned with the Bank's objectives and robust investment policy.
• Financial Analysis: Perform deep-dive balance sheet, cash flow, and P&L analysis to assess investment opportunities, risks, and structuring options.
• Investment Memoranda: Author high-quality Investment Memoranda covering financials, markets, and competitive dynamics for presentation to senior committees.
• Stakeholder Management: Engage with investee companies, negotiating terms, structuring deals, and managing post-investment relationships.
• Cross-Functional Collaboration: Work hand in hand with relationship managers and internal teams to ensure seamless deal progression.
• Risk & Compliance: Ensure regulatory adherence, particularly AML standards, while maintaining disciplined risk assessments.
• Market Intelligence: Monitor economic trends, industry developments, and trading updates to guide investment decision-making.

Required skills & qualifications:

• 5+ years of experience in private credit, financial advisory, deal structuring, asset management, or credit origination.
• Proven expertise in company analysis, forecasting, financial modelling, and investment financing documentation.
• Solid knowledge of capital markets, regulatory frameworks, and credit risk assessment.
• Bachelor's degree in Business, Economics, or Finance (Master's preferred).
• Strong stakeholder management, multi-tasking, and process improvement experience.
• Familiarity with AI tools to optimize analysis, workflows, and team efficiency.
• Willingness to travel for key client and investor meetings.

Key Competencies:

• Analytical Excellence: Ability to dissect complex financial data and spot trends quickly.
• Strategic Mindset: Creative in structuring deals and solving client challenges.
• Communication Mastery: Strong negotiation, writing, and presentation skills.
• Collaboration & Leadership: Works effectively within a deal team, fostering a high-performance culture.
• Organizational Rigor: Precision in planning, execution, and follow-through.
  

We offer:
At Multitude, we believe in empowering our employees to thrive personally and professionally. Here's what you can look forward to:

• A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture
• Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe
• A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement
• Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards
• Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive
• Private Health & Pension Insurance – comprehensive local benefits package for long-term wellbeing and security

The salary range is €45,000 to €55,000 gross annually. Our final offer to you will be set up fairly, considering your skills and experience.

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